:root {
      --sl-blue:           #005EAB;
      --sl-blue-dark:      #004a8a;
      --sl-blue-light:     #4a90c4;
      --sl-gold:           #C9A84C;
      --sl-gold-pale:      rgba(201,168,76,0.10);
      --sl-gold-dark:      #a8882e;
      --sl-black:          #0D0D0D;
      --sl-dark:           #1B2A3B;
      --sl-gray:           #555;
      --sl-gray-light:     #888;
      --white:             #ffffff;
      --gray-50:           #F7F9FC;
      --gray-100:          #f0f2f5;
      --gray-200:          #e2e6ea;
      --gray-300:          #cbd0d8;
      --font-body:         'IBM Plex Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      --font-display:      'DM Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
      --section-padding:   80px;
      --container-padding: clamp(20px, 5vw, 60px);
      --transition-base:   0.28s cubic-bezier(0.4, 0, 0.2, 1);
      --shadow-sm:         0 1px 4px rgba(0,0,0,0.07);
      --shadow-md:         0 4px 16px rgba(0,0,0,0.10);
      --shadow-lg:         0 8px 32px rgba(0,0,0,0.14);
    }

    /* ── Reset ── */
    *, *::before, *::after {
      margin: 0; padding: 0;
      box-sizing: border-box;
      -webkit-tap-highlight-color: transparent;
    }
    html { scroll-behavior: smooth; }
    body {
      font-family: var(--font-body);
      color: var(--sl-black);
      background: var(--white);
      line-height: 1.6;
      min-width: 320px;
    }
    ::selection { background: rgba(201,168,76,0.25); color: inherit; }
    a { text-decoration: none; color: inherit; }

    /* ── Container ── */
    .container {
      max-width: 1200px;
      margin: 0 auto;
      padding: 0 var(--container-padding);
    }

    /* ── Section label ── */
    .section-label {
      display: inline-block;
      font-family: var(--font-display);
      font-size: 0.8125rem;
      font-weight: 600;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      color: var(--sl-blue);
      margin-bottom: 10px;
    }
    .heading-divider {
      width: 48px; height: 3px;
      background: var(--sl-gold);
      border-radius: 2px;
      margin: 14px auto 0;
    }

    /* ════════════════════════════════════════
       PAGE HERO — no image, dark gradient
    ════════════════════════════════════════ */
    .page-hero {
      margin-top: 6em;
      background: linear-gradient(135deg, #1B2A3B 0%, #1E3A52 60%, #1B3048 100%);
      position: relative;
      overflow: hidden;
      padding: clamp(52px, 8vw, 96px) var(--container-padding);
      display: flex;
      align-items: center;
    }

    /* Decorative circles — same as services.css contact-cta ::before/::after */
    .page-hero::before {
      content: '';
      position: absolute;
      top: -60px; right: -60px;
      width: 320px; height: 320px;
      border-radius: 50%;
      background: rgba(74,144,196,0.08);
      pointer-events: none;
    }
    .page-hero::after {
      content: '';
      position: absolute;
      bottom: -80px; left: -40px;
      width: 240px; height: 240px;
      border-radius: 50%;
      background: rgba(201,168,76,0.06);
      pointer-events: none;
    }

    /* Gold accent bar left-edge */
    .page-hero .gold-bar {
      position: absolute;
      left: 0; top: 0; bottom: 0;
      width: 4px;
      background: var(--sl-gold);
    }

    .hero-content {
      position: relative;
      z-index: 2;
      max-width: 640px;
      animation: heroEntrance 0.7s ease 0.05s both;
    }

    @keyframes heroEntrance {
      from { opacity: 0; transform: translateY(18px); }
      to   { opacity: 1; transform: translateY(0); }
    }

    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(74,144,196,0.18);
      border: 1px solid rgba(74,144,196,0.4);
      color: #9DC8E8;
      font-family: var(--font-body);
      font-size: 0.8rem;
      font-weight: 500;
      letter-spacing: 0.06em;
      padding: 5px 14px;
      border-radius: 100px;
      margin-bottom: 18px;
      backdrop-filter: blur(8px);
    }

    .page-hero h1 {
      font-family: var(--font-display);
      font-size: clamp(2rem, 5vw, 3.2rem);
      font-weight: 700;
      color: var(--white);
      line-height: 1.12;
      margin-bottom: 14px;
    }

    .hero-accent { color: var(--sl-gold); font-style: italic; }

    .page-hero p {
      font-size: clamp(0.9375rem, 1.5vw, 1.05rem);
      color: rgba(255,255,255,0.68);
      max-width: 480px;
      line-height: 1.75;
      margin-bottom: 28px;
    }

    /* CTA buttons row */
    .hero-actions {
      display: flex;
      gap: 12px;
      flex-wrap: wrap;
    }

    .hero-btn {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: 11px 26px;
      border-radius: 8px;
      font-family: var(--font-display);
      font-weight: 600;
      font-size: 0.9rem;
      transition: var(--transition-base);
      border: 2px solid transparent;
    }

    .hero-btn.primary {
      background: var(--sl-gold);
      color: var(--sl-black);
      border-color: var(--sl-gold);
    }
    .hero-btn.primary:hover {
      background: var(--sl-gold-dark);
      border-color: var(--sl-gold-dark);
      transform: translateY(-2px);
      box-shadow: 0 8px 24px rgba(201,168,76,0.30);
    }

    .hero-btn.secondary {
      background: transparent;
      color: rgba(255,255,255,0.82);
      border-color: rgba(255,255,255,0.25);
    }
    .hero-btn.secondary:hover {
      background: rgba(255,255,255,0.08);
      border-color: rgba(255,255,255,0.45);
      transform: translateY(-2px);
    }

    /* ════════════════════════════════════════
       FAQ SECTION
    ════════════════════════════════════════ */
    .faq-section {
      padding: var(--section-padding) 0;
      background: var(--gray-50);
    }

    .faq-header {
      text-align: center;
      margin-bottom: 52px;
    }

    .faq-header h2 {
      font-family: var(--font-display);
      font-size: clamp(1.6rem, 3vw, 2.2rem);
      font-weight: 700;
      color: var(--sl-black);
      margin-bottom: 6px;
    }

    .faq-header p {
      font-size: 1rem;
      color: var(--sl-gray);
      max-width: 520px;
      margin: 16px auto 0;
      line-height: 1.8;
    }

    /* ── FAQ list ── */
    .faq-list {
      max-width: 860px;
      margin: 0 auto;
      display: flex;
      flex-direction: column;
      gap: 10px;
    }

    .faq-item {
      background: var(--white);
      border: 1.5px solid var(--gray-200);
      border-radius: 10px;
      overflow: hidden;
      transition: border-color var(--transition-base), box-shadow var(--transition-base);
    }

    .faq-item:hover {
      border-color: var(--gray-300);
      box-shadow: var(--shadow-sm);
    }

    .faq-item.active {
      border-color: var(--sl-blue);
      box-shadow: 0 4px 20px rgba(0,94,171,0.10);
    }

    .faq-question {
      width: 100%;
      padding: 1.2rem 1.5rem;
      background: none;
      border: none;
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 1.25rem;
      cursor: pointer;
      text-align: left;
      font-family: var(--font-display);
      font-size: 1rem;
      font-weight: 600;
      color: var(--sl-black);
      transition: color var(--transition-base);
    }

    .faq-question:hover { color: var(--sl-blue); }
    .faq-item.active .faq-question { color: var(--sl-blue); }

    /* Chevron icon */
    .faq-toggle {
      flex-shrink: 0;
      width: 28px; height: 28px;
      border-radius: 50%;
      background: var(--gray-100);
      display: flex;
      align-items: center;
      justify-content: center;
      transition: background var(--transition-base), transform var(--transition-base);
    }

    .faq-toggle svg {
      width: 14px; height: 14px;
      color: var(--sl-gray);
      transition: color var(--transition-base), transform var(--transition-base);
    }

    .faq-item.active .faq-toggle {
      background: rgba(0,94,171,0.10);
      transform: none;
    }

    .faq-item.active .faq-toggle svg {
      color: var(--sl-blue);
      transform: rotate(180deg);
    }

    /* Answer panel */
    .faq-answer {
      max-height: 0;
      overflow: hidden;
      transition: max-height 0.42s cubic-bezier(0.4, 0, 0.2, 1);
    }

    .faq-item.active .faq-answer { max-height: 500px; }

    .faq-answer-inner {
      padding: 0 1.5rem 1.3rem;
      border-top: 1px solid var(--gray-100);
    }

    .faq-answer-inner p {
      font-family: var(--font-body);
      font-size: 0.9375rem;
      color: var(--sl-gray);
      line-height: 1.8;
      margin-top: 14px;
    }

    .faq-answer-inner ul {
      margin: 10px 0 6px 20px;
      display: flex;
      flex-direction: column;
      gap: 6px;
    }

    .faq-answer-inner li {
      font-family: var(--font-body);
      font-size: 0.9375rem;
      color: var(--sl-gray);
      line-height: 1.7;
    }

    .faq-answer-inner a {
      color: var(--sl-blue);
      font-weight: 600;
      text-decoration: underline;
      text-underline-offset: 3px;
    }

    .faq-answer-inner a:hover { color: var(--sl-blue-dark); }

    /* ════════════════════════════════════════
       BOTTOM CTA STRIP
    ════════════════════════════════════════ */
    .faq-cta {
      margin-top: 52px;
      background: var(--white);
      border: 1.5px solid var(--gray-200);
      border-radius: 14px;
      padding: 32px 28px;
      text-align: center;
      max-width: 860px;
      margin-left: auto;
      margin-right: auto;
    }

    .faq-cta p {
      font-size: 1rem;
      color: var(--sl-gray);
      line-height: 1.75;
      margin-bottom: 22px;
    }

    .faq-cta p strong {
      color: var(--sl-black);
      font-weight: 600;
    }

    .cta-buttons {
      display: flex;
      justify-content: center;
      gap: 12px;
      flex-wrap: wrap;
    }

    .cta-btn {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: 0.82rem 1.6rem;
      border-radius: 8px;
      font-family: var(--font-display);
      font-size: 0.9375rem;
      font-weight: 600;
      transition: var(--transition-base);
      border: 2px solid transparent;
    }

    .cta-btn.primary {
      background: var(--sl-blue);
      color: var(--white);
      border-color: var(--sl-blue);
    }
    .cta-btn.primary:hover {
      background: var(--sl-blue-dark);
      border-color: var(--sl-blue-dark);
      transform: translateY(-2px);
      box-shadow: 0 8px 24px rgba(0,94,171,0.28);
    }

    .cta-btn.secondary {
      background: transparent;
      color: var(--sl-black);
      border-color: var(--gray-300);
    }
    .cta-btn.secondary:hover {
      border-color: var(--sl-blue);
      color: var(--sl-blue);
      transform: translateY(-2px);
    }

    /* ════════════════════════════════════════
       BACK TO TOP
    ════════════════════════════════════════ */
    .upbtn {
      display: flex;
      justify-content: flex-end;
      align-items: center;
      padding: 18px var(--container-padding);
      background: var(--gray-50);
      border-top: 1px solid var(--gray-200);
    }
    .back-to-top {
      width: 44px; height: 44px;
      background: var(--sl-blue);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      box-shadow: var(--shadow-sm);
      transition: transform var(--transition-base), background var(--transition-base);
    }
    .back-to-top:hover  { transform: scale(1.1);  background: var(--sl-blue-dark); }
    .back-to-top:active { transform: scale(0.92); }
    .back-to-top img    { width: 22px; transform: rotate(90deg); }

    /* ── Last updated note ── */
    .faq-updated {
      text-align: center;
      margin-top: 28px;
      font-family: var(--font-body);
      font-size: 0.8125rem;
      color: var(--sl-gray-light);
    }

    /* ════════════════════════════════════════
       RESPONSIVE
    ════════════════════════════════════════ */
    @media (max-width: 1024px) {
      .page-hero { margin-top: 5em; }
    }

    @media (max-width: 768px) {
      :root { --section-padding: 56px; }
      .hero-actions { flex-direction: column; align-items: flex-start; }
      .faq-question { font-size: 0.9375rem; padding: 1.1rem 1.25rem; }
      .faq-answer-inner { padding: 0 1.25rem 1.1rem; }
      .cta-buttons { flex-direction: column; align-items: stretch; max-width: 320px; }
      .cta-btn { justify-content: center; width: 100%; }
    }

    @media (max-width: 480px) {
      .page-hero h1 { font-size: 1.9rem; }
      .faq-cta { padding: 24px 18px; }
    }

    @media (max-width: 360px) {
      :root { --container-padding: 16px; }
    }